Is UTG or VCTR more undervalued in 2026?

CirclFi compares 53270 (UTG) and Victory Capital Holdings, Inc. (VCTR) using 13 institutional-grade valuation models. UTG has a Quality of Company score of 1.7/10 while VCTR scores 9.4/10.

Which is a better buy — UTG or VCTR?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do UTG and VCTR valuations compare?

UTG at $42.65 and VCTR at $85.09 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

UTG vs VCTR Valuation Comparison 2026 — Intrinsic Value Analysis

UTG

Asset Management

53270

Quality

1.7

out of 10

Value Trap

—

Price

$42.65

Last close

Models

9/13

Active

VCTR

Asset Management

Victory Capital Holdings, Inc.

Quality

9.4

out of 10

Value Trap

LOW

Price

$85.09

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	UTG Fair Value	UTG Upside	VCTR Fair Value	VCTR Upside
Bayesian DCF	Intrinsic	$12.59	-70.5%	$98.28	+15.5%
Earnings Power Value	Intrinsic	—	—	$49.20	-42.2%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$2.65	-93.7%	$94.33	+10.9%

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UTG vs VCTR — Which Stock Is More Undervalued?

VCTR scores higher with a 9.4/10 quality rating vs UTG's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing 53270 (UTG) and Victory Capital Holdings, Inc. (VCTR) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

UTG currently trades at $42.65 with a QOC of 1.7/10, while VCTR trades at $85.09 with a QOC of 9.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).