Is UPXI or USBC more undervalued in 2026?

CirclFi compares Upexi, Inc. (UPXI) and USBC, Inc. (USBC) using 13 institutional-grade valuation models. UPXI has a Quality of Company score of 4.6/10 while USBC scores 3.3/10.

Which is a better buy — UPXI or USBC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do UPXI and USBC valuations compare?

UPXI at $1.19 and USBC at $0.34 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

UPXI vs USBC Valuation Comparison 2026 — Intrinsic Value Analysis

UPXI

Finance Services

Upexi, Inc.

Quality

4.6

out of 10

Value Trap

LOW

Price

$1.19

Last close

Models

9/13

Active

USBC

Finance Services

USBC, Inc.

Quality

3.3

out of 10

Value Trap

SAFE

Price

$0.34

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	UPXI Fair Value	UPXI Upside	USBC Fair Value	USBC Upside
Bayesian DCF	Intrinsic	$0.40	-70.5%	$0.05	-86.2%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$0.96	-19.1%	$0.08	-77.6%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%

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UPXI vs USBC — Which Stock Is More Undervalued?

UPXI scores higher with a 4.6/10 quality rating vs USBC's 3.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Upexi, Inc. (UPXI) and USBC, Inc. (USBC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

UPXI currently trades at $1.19 with a QOC of 4.6/10, while USBC trades at $0.34 with a QOC of 3.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).