Is UNFI or USFD more undervalued in 2026?

CirclFi compares United Natural Foods, Inc. (UNFI) and US Foods Holding Corp. (USFD) using 13 institutional-grade valuation models. UNFI has a Quality of Company score of 7.0/10 while USFD scores 8.7/10.

Which is a better buy — UNFI or USFD?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do UNFI and USFD valuations compare?

UNFI at $52.46 and USFD at $81.15 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

UNFI vs USFD Valuation Comparison 2026 — Intrinsic Value Analysis

UNFI

Food Distribution

United Natural Foods, Inc.

Quality

7.0

out of 10

Value Trap

SAFE

Price

$52.46

Last close

Models

10/13

Active

USFD

Food Distribution

US Foods Holding Corp.

Quality

8.7

out of 10

Value Trap

—

Price

$81.15

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	UNFI Fair Value	UNFI Upside	USFD Fair Value	USFD Upside
Bayesian DCF	Intrinsic	$150.07	+186.1%	$16.72	-79.4%
Earnings Power Value	Intrinsic	—	—	$19.91	-75.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$160.86	+206.6%	$125.30	+54.4%

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UNFI vs USFD — Which Stock Is More Undervalued?

USFD scores higher with a 8.7/10 quality rating vs UNFI's 7.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing United Natural Foods, Inc. (UNFI) and US Foods Holding Corp. (USFD) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

UNFI currently trades at $52.46 with a QOC of 7.0/10, while USFD trades at $81.15 with a QOC of 8.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).