Is THRM or XPEL more undervalued in 2026?

CirclFi compares Gentherm Inc (THRM) and XPEL, Inc. (XPEL) using 13 institutional-grade valuation models. THRM has a Quality of Company score of 8.5/10 while XPEL scores 9.7/10.

Which is a better buy — THRM or XPEL?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do THRM and XPEL valuations compare?

THRM at $34.87 and XPEL at $46.93 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

THRM vs XPEL Valuation Comparison 2026 — Intrinsic Value Analysis

THRM

Auto Parts

Gentherm Inc

Quality

8.5

out of 10

Value Trap

SAFE

Price

$34.87

Last close

Models

13/13

Active

XPEL

Auto Parts

XPEL, Inc.

Quality

9.7

out of 10

Value Trap

SAFE

Price

$46.93

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	THRM Fair Value	THRM Upside	XPEL Fair Value	XPEL Upside
Bayesian DCF	Intrinsic	$24.33	-30.2%	$14.43	-69.2%
Earnings Power Value	Intrinsic	$23.81	-31.7%	$12.76	-72.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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THRM vs XPEL — Which Stock Is More Undervalued?

XPEL scores higher with a 9.7/10 quality rating vs THRM's 8.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Gentherm Inc (THRM) and XPEL, Inc. (XPEL) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

THRM currently trades at $34.87 with a QOC of 8.5/10, while XPEL trades at $46.93 with a QOC of 9.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).