Is TBBK or TRMK more undervalued in 2026?

CirclFi compares The Bancorp, Inc. (TBBK) and Trustmark Corporation (TRMK) using 13 institutional-grade valuation models. TBBK has a Quality of Company score of 6.2/10 while TRMK scores 6.1/10.

Which is a better buy — TBBK or TRMK?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do TBBK and TRMK valuations compare?

TBBK at $55.16 and TRMK at $44.16 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

TBBK vs TRMK Valuation Comparison 2026 — Intrinsic Value Analysis

TBBK

National Commercial Banks

The Bancorp, Inc.

Quality

6.2

out of 10

Value Trap

SAFE

Price

$55.16

Last close

Models

13/13

Active

TRMK

National Commercial Banks

Trustmark Corporation

Quality

6.1

out of 10

Value Trap

SAFE

Price

$44.16

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	TBBK Fair Value	TBBK Upside	TRMK Fair Value	TRMK Upside
Bayesian DCF	Intrinsic	$21.58	-60.9%	$16.01	-63.8%
Earnings Power Value	Intrinsic	$32.37	-41.3%	$12.41	-72.3%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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TBBK vs TRMK — Which Stock Is More Undervalued?

TBBK scores higher with a 6.2/10 quality rating vs TRMK's 6.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing The Bancorp, Inc. (TBBK) and Trustmark Corporation (TRMK) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

TBBK currently trades at $55.16 with a QOC of 6.2/10, while TRMK trades at $44.16 with a QOC of 6.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).