Is RHLD or SHFS more undervalued in 2026?

CirclFi compares Resolute Holdings Management (RHLD) and SHF Holdings, Inc. (SHFS) using 13 institutional-grade valuation models. RHLD has a Quality of Company score of 6.9/10 while SHFS scores 4.0/10.

Which is a better buy — RHLD or SHFS?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RHLD and SHFS valuations compare?

RHLD at $118.98 and SHFS at $0.49 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RHLD vs SHFS Valuation Comparison 2026 — Intrinsic Value Analysis

RHLD

Finance Services

Resolute Holdings Management

Quality

6.9

out of 10

Value Trap

SAFE

Price

$118.98

Last close

Models

11/13

Active

SHFS

Finance Services

SHF Holdings, Inc.

Quality

4.0

out of 10

Value Trap

LOW

Price

$0.49

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	RHLD Fair Value	RHLD Upside	SHFS Fair Value	SHFS Upside
Bayesian DCF	Intrinsic	$25.73	-81.6%	—	—
Earnings Power Value	Intrinsic	$95.77	-31.4%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$1.38	-99.0%	$1.00	+27.5%
PWERM	Option-Based	$306.87	+157.9%	$1.16	+136.6%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for RHLD vs SHFS — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

RHLD vs SHFS — Which Stock Is More Undervalued?

RHLD scores higher with a 6.9/10 quality rating vs SHFS's 4.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Resolute Holdings Management (RHLD) and SHF Holdings, Inc. (SHFS) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RHLD currently trades at $118.98 with a QOC of 6.9/10, while SHFS trades at $0.49 with a QOC of 4.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).