Is PAX or RILYL more undervalued in 2026?

CirclFi compares Patria Investments Limited (PAX) and BRC Group Holdings, Inc. - Depo (RILYL) using 13 institutional-grade valuation models. PAX has a Quality of Company score of 7.9/10 while RILYL scores 5.3/10.

Which is a better buy — PAX or RILYL?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PAX and RILYL valuations compare?

PAX at $11.59 and RILYL at $16.66 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PAX vs RILYL Valuation Comparison 2026 — Intrinsic Value Analysis

PAX

Investment Advice

Patria Investments Limited

Quality

7.9

out of 10

Value Trap

SAFE

Price

$11.59

Last close

Models

12/13

Active

RILYL

Investment Advice

BRC Group Holdings, Inc. - Depo

Quality

5.3

out of 10

Value Trap

WARN

Price

$16.66

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	PAX Fair Value	PAX Upside	RILYL Fair Value	RILYL Upside
Bayesian DCF	Intrinsic	$3.90	-66.3%	—	—
Earnings Power Value	Intrinsic	$3.98	-65.6%	$25.49	+81.9%
EROIC Spread	Intrinsic	$2.12	-81.7%	$12.56	-10.4%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PAX vs RILYL — Which Stock Is More Undervalued?

PAX scores higher with a 7.9/10 quality rating vs RILYL's 5.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Patria Investments Limited (PAX) and BRC Group Holdings, Inc. - Depo (RILYL) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PAX currently trades at $11.59 with a QOC of 7.9/10, while RILYL trades at $16.66 with a QOC of 5.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).