Is OTTR or SPRU more undervalued in 2026?

CirclFi compares Otter Tail Corporation (OTTR) and Spruce Power Holding Corporatio (SPRU) using 13 institutional-grade valuation models. OTTR has a Quality of Company score of 7.6/10 while SPRU scores 6.5/10.

Which is a better buy — OTTR or SPRU?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do OTTR and SPRU valuations compare?

OTTR at $87.29 and SPRU at $2.86 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

OTTR vs SPRU Valuation Comparison 2026 — Intrinsic Value Analysis

OTTR

Electric Services

Otter Tail Corporation

Quality

7.6

out of 10

Value Trap

SAFE

Price

$87.29

Last close

Models

13/13

Active

SPRU

Electric Services

Spruce Power Holding Corporatio

Quality

6.5

out of 10

Value Trap

SAFE

Price

$2.86

Last close

Models

5/13

Active

Model-by-Model Comparison

Model	Type	OTTR Fair Value	OTTR Upside	SPRU Fair Value	SPRU Upside
Bayesian DCF	Intrinsic	$42.62	-51.2%	—	—
Earnings Power Value	Intrinsic	$49.76	-43.0%	—	—
EROIC Spread	Intrinsic	$49.84	-42.9%	$3.64	+27.2%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$31.45	-64.0%	$8.25	+193.6%

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OTTR vs SPRU — Which Stock Is More Undervalued?

OTTR scores higher with a 7.6/10 quality rating vs SPRU's 6.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Otter Tail Corporation (OTTR) and Spruce Power Holding Corporatio (SPRU) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

OTTR currently trades at $87.29 with a QOC of 7.6/10, while SPRU trades at $2.86 with a QOC of 6.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).