Is OIO or OXLCO more undervalued in 2026?

CirclFi compares OIO Group (OIO) and Oxford Lane Capital Corp. - Pre (OXLCO) using 13 institutional-grade valuation models. OIO has a Quality of Company score of 5.2/10 while OXLCO scores 1.7/10.

Which is a better buy — OIO or OXLCO?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do OIO and OXLCO valuations compare?

OIO at $1.92 and OXLCO at $24.09 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

OIO vs OXLCO Valuation Comparison 2026 — Intrinsic Value Analysis

OIO

Asset Management

OIO Group

Quality

5.2

out of 10

Value Trap

SAFE

Price

$1.92

Last close

Models

9/13

Active

OXLCO

Asset Management

Oxford Lane Capital Corp. - Pre

Quality

1.7

out of 10

Value Trap

—

Price

$24.09

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	OIO Fair Value	OIO Upside	OXLCO Fair Value	OXLCO Upside
Bayesian DCF	Intrinsic	$0.80	-58.6%	$3.18	-86.8%
Earnings Power Value	Intrinsic	—	—	$4.79	-79.7%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$0.05	-97.4%	$4.88	-79.7%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for OIO vs OXLCO — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

OIO vs OXLCO — Which Stock Is More Undervalued?

OIO scores higher with a 5.2/10 quality rating vs OXLCO's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing OIO Group (OIO) and Oxford Lane Capital Corp. - Pre (OXLCO) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

OIO currently trades at $1.92 with a QOC of 5.2/10, while OXLCO trades at $24.09 with a QOC of 1.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).