Quick Summary — OBT scores higher on quality with 9.6/10 vs ONB's 8.9/10. OBT trades at $34.36 while ONB trades at $23.85. Both analyzed daily using SEC EDGAR data across 13 institutional models.
OBT scores higher with a 9.6/10 quality rating vs ONB's 8.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.
At $34.36, OBT trades +8.9% below its Bayesian DCF fair value of $37.42, while ONB at $23.85 trades +51.4% above its estimate of $11.60. ONB shows a wider gap between price and intrinsic value.
OBT earns a Quality of Company score of 9.6/10 compared to ONB's 8.9/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.
OBT carries a SAFE value trap risk (6/100) while ONB shows SAFE risk (18/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.
Both OBT and ONB operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).
11 hidden models compare OBT vs ONB differently — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more. Some may disagree with the 2 you see above.
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