Is LUV or SRFM more undervalued in 2026?

CirclFi compares Southwest Airlines Company (LUV) and Surf Air Mobility Inc. (SRFM) using 13 institutional-grade valuation models. LUV has a Quality of Company score of 7.1/10 while SRFM scores 4.8/10.

Which is a better buy — LUV or SRFM?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do LUV and SRFM valuations compare?

LUV at $43.31 and SRFM at $1.29 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

LUV vs SRFM Valuation Comparison 2026 — Intrinsic Value Analysis

LUV

Airlines

Southwest Airlines Company

Quality

7.1

out of 10

Value Trap

SAFE

Price

$43.31

Last close

Models

11/13

Active

SRFM

Airlines

Surf Air Mobility Inc.

Quality

4.8

out of 10

Value Trap

SAFE

Price

$1.29

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	LUV Fair Value	LUV Upside	SRFM Fair Value	SRFM Upside
Bayesian DCF	Intrinsic	$37.61	-13.2%	$0.23	-81.8%
Earnings Power Value	Intrinsic	$2.12	-95.1%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$46.96	+8.4%	$2.69	+108.7%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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LUV vs SRFM — Which Stock Is More Undervalued?

LUV scores higher with a 7.1/10 quality rating vs SRFM's 4.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Southwest Airlines Company (LUV) and Surf Air Mobility Inc. (SRFM) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

LUV currently trades at $43.31 with a QOC of 7.1/10, while SRFM trades at $1.29 with a QOC of 4.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).