Is LDI or MATH more undervalued in 2026?

CirclFi compares loanDepot, Inc. (LDI) and Metalpha Technology Holding Lim (MATH) using 13 institutional-grade valuation models. LDI has a Quality of Company score of 4.1/10 while MATH scores 1.9/10.

Which is a better buy — LDI or MATH?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do LDI and MATH valuations compare?

LDI at $1.32 and MATH at $1.05 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

LDI vs MATH Valuation Comparison 2026 — Intrinsic Value Analysis

LDI

Finance Services

loanDepot, Inc.

Quality

4.1

out of 10

Value Trap

LOW

Price

$1.32

Last close

Models

7/13

Active

MATH

Finance Services

Metalpha Technology Holding Lim

Quality

1.9

out of 10

Value Trap

—

Price

$1.05

Last close

Models

10/13

Active

Model-by-Model Comparison

Model	Type	LDI Fair Value	LDI Upside	MATH Fair Value	MATH Upside
Bayesian DCF	Intrinsic	—	—	$0.23	-77.7%
Earnings Power Value	Intrinsic	$1.43	-9.9%	—	—
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$0.04	-97.2%	—	—
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$0.08	-94.1%	$0.12	-86.4%

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LDI vs MATH — Which Stock Is More Undervalued?

LDI scores higher with a 4.1/10 quality rating vs MATH's 1.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing loanDepot, Inc. (LDI) and Metalpha Technology Holding Lim (MATH) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

LDI currently trades at $1.32 with a QOC of 4.1/10, while MATH trades at $1.05 with a QOC of 1.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).