Is LAD or OPLN more undervalued in 2026?

CirclFi compares Lithia Motors, Inc. (LAD) and OPENLANE, Inc. (OPLN) using 13 institutional-grade valuation models. LAD has a Quality of Company score of 8.5/10 while OPLN scores 7.7/10.

Which is a better buy — LAD or OPLN?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do LAD and OPLN valuations compare?

LAD at $295.62 and OPLN at $37.66 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

LAD vs OPLN Valuation Comparison 2026 — Intrinsic Value Analysis

LAD

Auto & Truck Dealerships

Lithia Motors, Inc.

Quality

8.5

out of 10

Value Trap

SAFE

Price

$295.62

Last close

Models

11/13

Active

OPLN

Auto & Truck Dealerships

OPENLANE, Inc.

Quality

7.7

out of 10

Value Trap

SAFE

Price

$37.66

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	LAD Fair Value	LAD Upside	OPLN Fair Value	OPLN Upside
Bayesian DCF	Intrinsic	$50.64	-81.7%	$20.65	-45.2%
Earnings Power Value	Intrinsic	$100.71	-65.4%	$9.60	-74.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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LAD vs OPLN — Which Stock Is More Undervalued?

LAD scores higher with a 8.5/10 quality rating vs OPLN's 7.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Lithia Motors, Inc. (LAD) and OPENLANE, Inc. (OPLN) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

LAD currently trades at $295.62 with a QOC of 8.5/10, while OPLN trades at $37.66 with a QOC of 7.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).