Is KMX or MCW more undervalued in 2026?

CirclFi compares CarMax Inc (KMX) and Mister Car Wash, Inc. (MCW) using 13 institutional-grade valuation models. KMX has a Quality of Company score of 5.9/10 while MCW scores 9.1/10.

Which is a better buy — KMX or MCW?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do KMX and MCW valuations compare?

KMX at $43.90 and MCW at $7.10 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

KMX vs MCW Valuation Comparison 2026 — Intrinsic Value Analysis

KMX

Auto & Truck Dealerships

CarMax Inc

Quality

5.9

out of 10

Value Trap

SAFE

Price

$43.90

Last close

Models

9/13

Active

MCW

Auto & Truck Dealerships

Mister Car Wash, Inc.

Quality

9.1

out of 10

Value Trap

—

Price

$7.10

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	KMX Fair Value	KMX Upside	MCW Fair Value	MCW Upside
Bayesian DCF	Intrinsic	—	—	$0.66	-90.7%
Earnings Power Value	Intrinsic	—	—	$0.74	-89.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$134.35	+217.9%	$4.64	-34.7%
Markov DDM	Intrinsic	$8.09	-78.9%	$1.41	-80.1%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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KMX vs MCW — Which Stock Is More Undervalued?

MCW scores higher with a 9.1/10 quality rating vs KMX's 5.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing CarMax Inc (KMX) and Mister Car Wash, Inc. (MCW) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

KMX currently trades at $43.90 with a QOC of 5.9/10, while MCW trades at $7.10 with a QOC of 9.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).