Is KMX or KXIN more undervalued in 2026?

CirclFi compares CarMax Inc (KMX) and Kaixin Holdings (KXIN) using 13 institutional-grade valuation models. KMX has a Quality of Company score of 5.9/10 while KXIN scores 1.6/10.

Which is a better buy — KMX or KXIN?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do KMX and KXIN valuations compare?

KMX at $43.90 and KXIN at $6.01 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

KMX vs KXIN Valuation Comparison 2026 — Intrinsic Value Analysis

KMX

Auto & Truck Dealerships

CarMax Inc

Quality

5.9

out of 10

Value Trap

SAFE

Price

$43.90

Last close

Models

9/13

Active

KXIN

Auto & Truck Dealerships

Kaixin Holdings

Quality

1.6

out of 10

Value Trap

SAFE

Price

$6.01

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	KMX Fair Value	KMX Upside	KXIN Fair Value	KXIN Upside
Bayesian DCF	Intrinsic	—	—	$1.18	-80.4%
Earnings Power Value	Intrinsic	—	—	$18.26	+303.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$134.35	+217.9%	$6.58	+11.5%
Markov DDM	Intrinsic	$8.09	-78.9%	—	—
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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KMX vs KXIN — Which Stock Is More Undervalued?

KMX scores higher with a 5.9/10 quality rating vs KXIN's 1.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing CarMax Inc (KMX) and Kaixin Holdings (KXIN) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

KMX currently trades at $43.90 with a QOC of 5.9/10, while KXIN trades at $6.01 with a QOC of 1.6/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).