Quick Summary — KEY scores higher on quality with 7.8/10 vs LC's 7.3/10. KEY trades at $21.18 while LC trades at $17.50. Both analyzed daily using SEC EDGAR data across 13 institutional models.
KEY scores higher with a 7.8/10 quality rating vs LC's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.
At $21.18, KEY trades +90.0% above its Bayesian DCF fair value of $2.13, while LC at $17.50 trades +34.1% above its estimate of $11.53. KEY shows a wider gap between price and intrinsic value.
KEY earns a Quality of Company score of 7.8/10 compared to LC's 7.3/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.
Review the value trap analysis for both KEY and LC to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.
Both KEY and LC operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).
11 hidden models compare KEY vs LC differently — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more. Some may disagree with the 2 you see above.
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