JKHY vs KEEL

Jack Henry & Associates, Inc. vs Keel Infrastructure Corp. — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — JKHY scores higher on quality with 9.9/10 vs KEEL's 4.7/10. JKHY trades at $136.03 while KEEL trades at $6.14. Both analyzed daily using SEC EDGAR data across 13 institutional models.

JKHY

Information Technology Services
Jack Henry & Associates, Inc.
Quality
9.9
out of 10
Value Trap
12
SAFE
Price
$136.03
Last close
Models
13/13
Active
VS

KEEL

Information Technology Services
Keel Infrastructure Corp.
Quality
4.7
out of 10
Value Trap
Price
$6.14
Last close
Models
9/13
Active
JKHY
Quality Score 9.9/10 — top tier
Limited to 2/13 visible models
KEEL
2 models active
Quality 4.7/10 — below average

JKHY vs KEEL — Fair Value Comparison

JKHY
$0$54$107$161 Price$136.03 Bayesian …$109.57 (-19.5%) Earnings …$54.12 (-60.2%)
KEEL
$0$2$5$7 Price$6.14 Bayesian …$1.56 (-74.6%) First Chi…$0.81 (-85.5%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType JKHY Fair ValueJKHY Upside KEEL Fair ValueKEEL Upside
Bayesian DCF Intrinsic $109.57 -19.5% $1.56 -74.6%
Earnings Power Value Intrinsic $54.12 -60.2%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $149.24 +9.7% $0.81 -85.5%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

JKHY vs KEEL — Which Stock Is More Undervalued in 2026?

JKHY scores higher with a 9.9/10 quality rating vs KEEL's 4.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do JKHY and KEEL Valuations Compare?

At $136.03, JKHY trades +19.5% above its Bayesian DCF fair value of $109.57, while KEEL at $6.14 trades +74.6% above its estimate of $1.56. KEEL shows a wider gap between price and intrinsic value.

Quality of Company: JKHY vs KEEL

JKHY earns a Quality of Company score of 9.9/10 compared to KEEL's 4.7/10. This is a significant quality gap — the higher-scoring company demonstrates materially stronger fundamentals across profitability, growth consistency, and balance sheet health. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: JKHY vs KEEL

Review the value trap analysis for both JKHY and KEEL to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Information Technology Services

Both JKHY and KEEL operate in Information Technology Services, which has 65 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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