Is JFU or LDOS more undervalued in 2026?

CirclFi compares 9F Inc. (JFU) and Leidos Holdings, Inc. (LDOS) using 13 institutional-grade valuation models. JFU has a Quality of Company score of 8.3/10 while LDOS scores 9.8/10.

Which is a better buy — JFU or LDOS?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do JFU and LDOS valuations compare?

JFU at $3.16 and LDOS at $131.59 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

JFU vs LDOS Valuation Comparison 2026 — Intrinsic Value Analysis

JFU

Information Technology Services

9F Inc.

Quality

8.3

out of 10

Value Trap

LOW

Price

$3.16

Last close

Models

5/13

Active

LDOS

Information Technology Services

Leidos Holdings, Inc.

Quality

9.8

out of 10

Value Trap

SAFE

Price

$131.59

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	JFU Fair Value	JFU Upside	LDOS Fair Value	LDOS Upside
Bayesian DCF	Intrinsic	—	—	$181.19	+37.7%
Earnings Power Value	Intrinsic	$11.81	+273.6%	$138.08	+4.9%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$12.96	+310.2%	$227.25	+72.7%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for JFU vs LDOS — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

JFU vs LDOS — Which Stock Is More Undervalued?

LDOS scores higher with a 9.8/10 quality rating vs JFU's 8.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing 9F Inc. (JFU) and Leidos Holdings, Inc. (LDOS) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

JFU currently trades at $3.16 with a QOC of 8.3/10, while LDOS trades at $131.59 with a QOC of 9.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).