Is IT or JKHY more undervalued in 2026?

CirclFi compares Gartner, Inc. (IT) and Jack Henry & Associates, Inc. (JKHY) using 13 institutional-grade valuation models. IT has a Quality of Company score of 10.0/10 while JKHY scores 9.9/10.

Which is a better buy — IT or JKHY?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do IT and JKHY valuations compare?

IT at $161.18 and JKHY at $136.22 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

IT vs JKHY Valuation Comparison 2026 — Intrinsic Value Analysis

IT

Information Technology Services

Gartner, Inc.

Quality

10.0

out of 10

Value Trap

SAFE

Price

$161.18

Last close

Models

10/13

Active

JKHY

Information Technology Services

Jack Henry & Associates, Inc.

Quality

9.9

out of 10

Value Trap

SAFE

Price

$136.22

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	IT Fair Value	IT Upside	JKHY Fair Value	JKHY Upside
Bayesian DCF	Intrinsic	$422.24	+162.0%	$111.76	-18.0%
Earnings Power Value	Intrinsic	$67.30	-58.2%	$54.96	-59.7%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for IT vs JKHY — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

IT vs JKHY — Which Stock Is More Undervalued?

IT scores higher with a 10.0/10 quality rating vs JKHY's 9.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Gartner, Inc. (IT) and Jack Henry & Associates, Inc. (JKHY) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

IT currently trades at $161.18 with a QOC of 10.0/10, while JKHY trades at $136.22 with a QOC of 9.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).