Is IMO or PSX more undervalued in 2026?

CirclFi compares Imperial Oil Limited (IMO) and Phillips 66 (PSX) using 13 institutional-grade valuation models. IMO has a Quality of Company score of 5.9/10 while PSX scores 7.8/10.

Which is a better buy — IMO or PSX?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do IMO and PSX valuations compare?

IMO at $118.72 and PSX at $175.88 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

IMO vs PSX Valuation Comparison 2026 — Intrinsic Value Analysis

IMO

Petroleum Refining

Imperial Oil Limited

Quality

5.9

out of 10

Value Trap

SAFE

Price

$118.72

Last close

Models

13/13

Active

PSX

Petroleum Refining

Phillips 66

Quality

7.8

out of 10

Value Trap

SAFE

Price

$175.88

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	IMO Fair Value	IMO Upside	PSX Fair Value	PSX Upside
Bayesian DCF	Intrinsic	$24.46	-79.4%	$187.61	+6.7%
Earnings Power Value	Intrinsic	$29.55	-75.1%	$2.08	-98.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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IMO vs PSX — Which Stock Is More Undervalued?

PSX scores higher with a 7.8/10 quality rating vs IMO's 5.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Imperial Oil Limited (IMO) and Phillips 66 (PSX) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

IMO currently trades at $118.72 with a QOC of 5.9/10, while PSX trades at $175.88 with a QOC of 7.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).