Is GPI or KMX more undervalued in 2026?

CirclFi compares Group 1 Automotive, Inc. (GPI) and CarMax Inc (KMX) using 13 institutional-grade valuation models. GPI has a Quality of Company score of 8.5/10 while KMX scores 5.9/10.

Which is a better buy — GPI or KMX?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do GPI and KMX valuations compare?

GPI at $326.44 and KMX at $43.90 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

GPI vs KMX Valuation Comparison 2026 — Intrinsic Value Analysis

GPI

Auto & Truck Dealerships

Group 1 Automotive, Inc.

Quality

8.5

out of 10

Value Trap

SAFE

Price

$326.44

Last close

Models

13/13

Active

KMX

Auto & Truck Dealerships

CarMax Inc

Quality

5.9

out of 10

Value Trap

SAFE

Price

$43.90

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	GPI Fair Value	GPI Upside	KMX Fair Value	KMX Upside
Bayesian DCF	Intrinsic	$803.65	+146.2%	—	—
Earnings Power Value	Intrinsic	$220.23	-32.5%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$637.86	+95.4%	$134.35	+217.9%
Markov DDM	Intrinsic	$1155.83	+254.1%	$8.09	-78.9%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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GPI vs KMX — Which Stock Is More Undervalued?

GPI scores higher with a 8.5/10 quality rating vs KMX's 5.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Group 1 Automotive, Inc. (GPI) and CarMax Inc (KMX) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

GPI currently trades at $326.44 with a QOC of 8.5/10, while KMX trades at $43.90 with a QOC of 5.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).