Is FAF or JRVR more undervalued in 2026?

CirclFi compares First American Corporation (New (FAF) and James River Group Holdings, Inc (JRVR) using 13 institutional-grade valuation models. FAF has a Quality of Company score of 8.2/10 while JRVR scores 5.8/10.

Which is a better buy — FAF or JRVR?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do FAF and JRVR valuations compare?

FAF at $66.55 and JRVR at $3.94 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

FAF vs JRVR Valuation Comparison 2026 — Intrinsic Value Analysis

FAF

Insurance - Specialty

First American Corporation (New

Quality

8.2

out of 10

Value Trap

—

Price

$66.55

Last close

Models

12/13

Active

JRVR

Insurance - Specialty

James River Group Holdings, Inc

Quality

5.8

out of 10

Value Trap

LOW

Price

$3.94

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	FAF Fair Value	FAF Upside	JRVR Fair Value	JRVR Upside
Bayesian DCF	Intrinsic	$87.98	+32.2%	$1.39	-64.8%
Earnings Power Value	Intrinsic	$50.00	-24.9%	$3.36	-14.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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FAF vs JRVR — Which Stock Is More Undervalued?

FAF scores higher with a 8.2/10 quality rating vs JRVR's 5.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing First American Corporation (New (FAF) and James River Group Holdings, Inc (JRVR) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

FAF currently trades at $66.55 with a QOC of 8.2/10, while JRVR trades at $3.94 with a QOC of 5.8/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).