Is EQH or HGTY more undervalued in 2026?

CirclFi compares Equitable Holdings, Inc. (EQH) and Hagerty, Inc. (HGTY) using 13 institutional-grade valuation models. EQH has a Quality of Company score of 6.3/10 while HGTY scores 9.5/10.

Which is a better buy — EQH or HGTY?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do EQH and HGTY valuations compare?

EQH at $41.35 and HGTY at $10.22 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

EQH vs HGTY Valuation Comparison 2026 — Intrinsic Value Analysis

EQH

Insurance Agents, Brokers & Service

Equitable Holdings, Inc.

Quality

6.3

out of 10

Value Trap

SAFE

Price

$41.35

Last close

Models

10/13

Active

HGTY

Insurance Agents, Brokers & Service

Hagerty, Inc.

Quality

9.5

out of 10

Value Trap

SAFE

Price

$10.22

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	EQH Fair Value	EQH Upside	HGTY Fair Value	HGTY Upside
Bayesian DCF	Intrinsic	$58.52	+41.5%	$3.93	-61.5%
Earnings Power Value	Intrinsic	$41.79	-0.9%	$0.16	-98.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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EQH vs HGTY — Which Stock Is More Undervalued?

HGTY scores higher with a 9.5/10 quality rating vs EQH's 6.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Equitable Holdings, Inc. (EQH) and Hagerty, Inc. (HGTY) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

EQH currently trades at $41.35 with a QOC of 6.3/10, while HGTY trades at $10.22 with a QOC of 9.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).