Is DSU or EARN more undervalued in 2026?

CirclFi compares Blackrock Debt Strategies Fund, (DSU) and Ellington Credit Company (EARN) using 13 institutional-grade valuation models. DSU has a Quality of Company score of 1.9/10 while EARN scores 6.1/10.

Which is a better buy — DSU or EARN?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do DSU and EARN valuations compare?

DSU at $9.84 and EARN at $4.92 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

DSU vs EARN Valuation Comparison 2026 — Intrinsic Value Analysis

DSU

Asset Management

Blackrock Debt Strategies Fund,

Quality

1.9

out of 10

Value Trap

—

Price

$9.84

Last close

Models

11/13

Active

EARN

Asset Management

Ellington Credit Company

Quality

6.1

out of 10

Value Trap

SAFE

Price

$4.92

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	DSU Fair Value	DSU Upside	EARN Fair Value	EARN Upside
Bayesian DCF	Intrinsic	$2.60	-73.5%	$4.23	-14.1%
Earnings Power Value	Intrinsic	—	—	$2.57	-47.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$16.33	+66.0%	$24.23	+392.4%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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DSU vs EARN — Which Stock Is More Undervalued?

EARN scores higher with a 6.1/10 quality rating vs DSU's 1.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Blackrock Debt Strategies Fund, (DSU) and Ellington Credit Company (EARN) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

DSU currently trades at $9.84 with a QOC of 1.9/10, while EARN trades at $4.92 with a QOC of 6.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).