Is CURV or DLTH more undervalued in 2026?

CirclFi compares Torrid Holdings Inc. (CURV) and Duluth Holdings Inc. (DLTH) using 13 institutional-grade valuation models. CURV has a Quality of Company score of 5.5/10 while DLTH scores 5.7/10.

Which is a better buy — CURV or DLTH?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CURV and DLTH valuations compare?

CURV at $1.60 and DLTH at $3.59 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CURV vs DLTH Valuation Comparison 2026 — Intrinsic Value Analysis

CURV

Apparel Retail

Torrid Holdings Inc.

Quality

5.5

out of 10

Value Trap

SAFE

Price

$1.60

Last close

Models

12/13

Active

DLTH

Apparel Retail

Duluth Holdings Inc.

Quality

5.7

out of 10

Value Trap

SAFE

Price

$3.59

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	CURV Fair Value	CURV Upside	DLTH Fair Value	DLTH Upside
Bayesian DCF	Intrinsic	$3.43	+114.1%	$3.60	+6.5%
Earnings Power Value	Intrinsic	$1.55	-3.0%	$0.78	-78.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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CURV vs DLTH — Which Stock Is More Undervalued?

DLTH scores higher with a 5.7/10 quality rating vs CURV's 5.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Torrid Holdings Inc. (CURV) and Duluth Holdings Inc. (DLTH) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CURV currently trades at $1.60 with a QOC of 5.5/10, while DLTH trades at $3.59 with a QOC of 5.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).