Is CSX or UNP more undervalued in 2026?

CirclFi compares CSX Corporation (CSX) and Union Pacific Corporation (UNP) using 13 institutional-grade valuation models. CSX has a Quality of Company score of 8.5/10 while UNP scores 8.9/10.

Which is a better buy — CSX or UNP?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CSX and UNP valuations compare?

CSX at $45.26 and UNP at $262.64 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CSX vs UNP Valuation Comparison 2026 — Intrinsic Value Analysis

CSX

Railroads, Line-Haul Operating

CSX Corporation

Quality

8.5

out of 10

Value Trap

—

Price

$45.26

Last close

Models

12/13

Active

UNP

Railroads, Line-Haul Operating

Union Pacific Corporation

Quality

8.9

out of 10

Value Trap

—

Price

$262.64

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	CSX Fair Value	CSX Upside	UNP Fair Value	UNP Upside
Bayesian DCF	Intrinsic	$2.22	-95.1%	$65.15	-75.2%
Earnings Power Value	Intrinsic	$7.90	-82.5%	$58.75	-77.6%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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CSX vs UNP — Which Stock Is More Undervalued?

UNP scores higher with a 8.9/10 quality rating vs CSX's 8.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing CSX Corporation (CSX) and Union Pacific Corporation (UNP) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CSX currently trades at $45.26 with a QOC of 8.5/10, while UNP trades at $262.64 with a QOC of 8.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).