CRI vs GAP

Carter's, Inc. vs Gap, Inc. (The) — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — GAP scores higher on quality with 8.9/10 vs CRI's 7.5/10. CRI trades at $39.80 while GAP trades at $21.31. Both analyzed daily using SEC EDGAR data across 13 institutional models.

CRI

Apparel Retail
Carter's, Inc.
Quality
7.5
out of 10
Value Trap
29
LOW
Price
$39.80
Last close
Models
12/13
Active
VS

GAP

Apparel Retail
Gap, Inc. (The)
Quality
8.9
out of 10
Value Trap
6
SAFE
Price
$21.31
Last close
Models
13/13
Active
CRI
2 models active
Limited to 2/13 visible models
GAP
Quality Score 8.9/10 — top tier
Limited to 2/13 visible models

CRI vs GAP — Fair Value Comparison

CRI
$0$16$31$47 Price$39.80 Bayesian …$10.13 (-74.5%) Earnings …$13.77 (-65.4%)
GAP
$0$8$17$25 Price$21.31 Bayesian …$10.18 (-52.2%) Earnings …$15.36 (-27.9%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType CRI Fair ValueCRI Upside GAP Fair ValueGAP Upside
Bayesian DCF Intrinsic $10.13 -74.5% $10.18 -52.2%
Earnings Power Value Intrinsic $13.77 -65.4% $15.36 -27.9%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

CRI vs GAP — Which Stock Is More Undervalued in 2026?

GAP scores higher with a 8.9/10 quality rating vs CRI's 7.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do CRI and GAP Valuations Compare?

At $39.80, CRI trades +74.5% above its Bayesian DCF fair value of $10.13, while GAP at $21.31 trades +52.2% above its estimate of $10.18. CRI shows a wider gap between price and intrinsic value.

Quality of Company: CRI vs GAP

CRI earns a Quality of Company score of 7.5/10 compared to GAP's 8.9/10. This moderate difference suggests one company has an edge in fundamental quality, though both may offer investment merit depending on valuation. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: CRI vs GAP

CRI carries a LOW value trap risk (29/100) while GAP shows SAFE risk (6/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.

Both in Apparel Retail

Both CRI and GAP operate in Apparel Retail, which has 30 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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