Is CI or MOH more undervalued in 2026?

CirclFi compares The Cigna Group (CI) and Molina Healthcare Inc (MOH) using 13 institutional-grade valuation models. CI has a Quality of Company score of 8.5/10 while MOH scores 8.0/10.

Which is a better buy — CI or MOH?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CI and MOH valuations compare?

CI at $277.40 and MOH at $173.60 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CI vs MOH Valuation Comparison 2026 — Intrinsic Value Analysis

CI

Hospital & Medical Service Plans

The Cigna Group

Quality

8.5

out of 10

Value Trap

SAFE

Price

$277.40

Last close

Models

11/13

Active

MOH

Hospital & Medical Service Plans

Molina Healthcare Inc

Quality

8.0

out of 10

Value Trap

LOW

Price

$173.60

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	CI Fair Value	CI Upside	MOH Fair Value	MOH Upside
Bayesian DCF	Intrinsic	$372.14	+34.2%	$366.95	+111.4%
Earnings Power Value	Intrinsic	$297.10	+7.1%	$176.79	+1.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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CI vs MOH — Which Stock Is More Undervalued?

CI scores higher with a 8.5/10 quality rating vs MOH's 8.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing The Cigna Group (CI) and Molina Healthcare Inc (MOH) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CI currently trades at $277.40 with a QOC of 8.5/10, while MOH trades at $173.60 with a QOC of 8.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).