Is CATY or CBC more undervalued in 2026?

CirclFi compares Cathay General Bancorp (CATY) and Central Bancompany, Inc. (CBC) using 13 institutional-grade valuation models. CATY has a Quality of Company score of 8.4/10 while CBC scores 7.9/10.

Which is a better buy — CATY or CBC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do CATY and CBC valuations compare?

CATY at $57.36 and CBC at $28.19 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

CATY vs CBC Valuation Comparison 2026 — Intrinsic Value Analysis

CATY

Banks - Regional

Cathay General Bancorp

Quality

8.4

out of 10

Value Trap

SAFE

Price

$57.36

Last close

Models

11/13

Active

CBC

Banks - Regional

Central Bancompany, Inc.

Quality

7.9

out of 10

Value Trap

—

Price

$28.19

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	CATY Fair Value	CATY Upside	CBC Fair Value	CBC Upside
Bayesian DCF	Intrinsic	$23.07	-59.8%	$10.17	-63.9%
Earnings Power Value	Intrinsic	$38.38	-33.1%	$23.40	-17.0%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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CATY vs CBC — Which Stock Is More Undervalued?

CATY scores higher with a 8.4/10 quality rating vs CBC's 7.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Cathay General Bancorp (CATY) and Central Bancompany, Inc. (CBC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

CATY currently trades at $57.36 with a QOC of 8.4/10, while CBC trades at $28.19 with a QOC of 7.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).