Is BZH or DHI more undervalued in 2026?

CirclFi compares Beazer Homes USA, Inc. (BZH) and D.R. Horton, Inc. (DHI) using 13 institutional-grade valuation models. BZH has a Quality of Company score of 6.3/10 while DHI scores 4.4/10.

Which is a better buy — BZH or DHI?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BZH and DHI valuations compare?

BZH at $25.39 and DHI at $147.09 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BZH vs DHI Valuation Comparison 2026 — Intrinsic Value Analysis

BZH

Operative Builders

Beazer Homes USA, Inc.

Quality

6.3

out of 10

Value Trap

—

Price

$25.39

Last close

Models

11/13

Active

DHI

Operative Builders

D.R. Horton, Inc.

Quality

4.4

out of 10

Value Trap

SAFE

Price

$147.09

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	BZH Fair Value	BZH Upside	DHI Fair Value	DHI Upside
Bayesian DCF	Intrinsic	$10.90	-57.1%	$41.74	-71.6%
Earnings Power Value	Intrinsic	$25.25	+22.4%	$75.71	-48.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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BZH vs DHI — Which Stock Is More Undervalued?

BZH scores higher with a 6.3/10 quality rating vs DHI's 4.4/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Beazer Homes USA, Inc. (BZH) and D.R. Horton, Inc. (DHI) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BZH currently trades at $25.39 with a QOC of 6.3/10, while DHI trades at $147.09 with a QOC of 4.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).