Is BJ or DG more undervalued in 2026?

CirclFi compares BJ's Wholesale Club Holdings, I (BJ) and Dollar General Corporation (DG) using 13 institutional-grade valuation models. BJ has a Quality of Company score of 9.4/10 while DG scores 8.5/10.

Which is a better buy — BJ or DG?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BJ and DG valuations compare?

BJ at $86.00 and DG at $109.90 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BJ vs DG Valuation Comparison 2026 — Intrinsic Value Analysis

BJ

Discount Stores

BJ's Wholesale Club Holdings, I

Quality

9.4

out of 10

Value Trap

SAFE

Price

$86.00

Last close

Models

12/13

Active

DG

Discount Stores

Dollar General Corporation

Quality

8.5

out of 10

Value Trap

LOW

Price

$109.90

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	BJ Fair Value	BJ Upside	DG Fair Value	DG Upside
Bayesian DCF	Intrinsic	$15.03	-82.5%	$107.92	-1.8%
Earnings Power Value	Intrinsic	$17.35	-79.8%	$100.10	-12.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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BJ vs DG — Which Stock Is More Undervalued?

BJ scores higher with a 9.4/10 quality rating vs DG's 8.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing BJ's Wholesale Club Holdings, I (BJ) and Dollar General Corporation (DG) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BJ currently trades at $86.00 with a QOC of 9.4/10, while DG trades at $109.90 with a QOC of 8.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).