Is BGSI or CARG more undervalued in 2026?

CirclFi compares Boyd Group Services Inc. (BGSI) and CarGurus, Inc. (CARG) using 13 institutional-grade valuation models. BGSI has a Quality of Company score of 6.9/10 while CARG scores 9.4/10.

Which is a better buy — BGSI or CARG?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do BGSI and CARG valuations compare?

BGSI at $107.70 and CARG at $30.35 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

BGSI vs CARG Valuation Comparison 2026 — Intrinsic Value Analysis

BGSI

Auto & Truck Dealerships

Boyd Group Services Inc.

Quality

6.9

out of 10

Value Trap

—

Price

$107.70

Last close

Models

13/13

Active

CARG

Auto & Truck Dealerships

CarGurus, Inc.

Quality

9.4

out of 10

Value Trap

LOW

Price

$30.35

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	BGSI Fair Value	BGSI Upside	CARG Fair Value	CARG Upside
Bayesian DCF	Intrinsic	$167.48	+55.5%	$46.85	+54.4%
Earnings Power Value	Intrinsic	$25.86	-76.0%	$18.70	-38.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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BGSI vs CARG — Which Stock Is More Undervalued?

CARG scores higher with a 9.4/10 quality rating vs BGSI's 6.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Boyd Group Services Inc. (BGSI) and CarGurus, Inc. (CARG) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

BGSI currently trades at $107.70 with a QOC of 6.9/10, while CARG trades at $30.35 with a QOC of 9.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).