BBDO vs BCML

Banco Bradesco Sa vs BayCom Corp — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — BCML scores higher on quality with 8.0/10 vs BBDO's 2.0/10. BBDO trades at $3.23 while BCML trades at $31.20. Both analyzed daily using SEC EDGAR data across 13 institutional models.

BBDO

Banks - Regional
Banco Bradesco Sa
Quality
2.0
out of 10
Value Trap
Price
$3.23
Last close
Models
10/13
Active
VS

BCML

Banks - Regional
BayCom Corp
Quality
8.0
out of 10
Value Trap
20
SAFE
Price
$31.20
Last close
Models
11/13
Active
BBDO
2 models active
Quality 2.0/10 — below average
BCML
Earnings Power Value sees +61.2% upside
Limited to 2/13 visible models

BBDO vs BCML — Fair Value Comparison

BBDO
$0$1$3$4 Price$3.23 Bayesian …$1.05 (-67.4%) Earnings …$1.26 (-64.1%)
BCML
$0$20$40$59 Price$31.20 Bayesian …$29.66 (-4.9%) Earnings …$50.30 (+61.2%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType BBDO Fair ValueBBDO Upside BCML Fair ValueBCML Upside
Bayesian DCF Intrinsic $1.05 -67.4% $29.66 -4.9%
Earnings Power Value Intrinsic $1.26 -64.1% $50.30 +61.2%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

BBDO vs BCML — Which Stock Is More Undervalued in 2026?

BCML scores higher with a 8.0/10 quality rating vs BBDO's 2.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do BBDO and BCML Valuations Compare?

At $3.23, BBDO trades +67.4% above its Bayesian DCF fair value of $1.05, while BCML at $31.20 trades +4.9% above its estimate of $29.66. BBDO shows a wider gap between price and intrinsic value.

Quality of Company: BBDO vs BCML

BBDO earns a Quality of Company score of 2.0/10 compared to BCML's 8.0/10. This is a significant quality gap — the higher-scoring company demonstrates materially stronger fundamentals across profitability, growth consistency, and balance sheet health. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: BBDO vs BCML

Review the value trap analysis for both BBDO and BCML to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Banks - Regional

Both BBDO and BCML operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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