AGNCZ vs ARR

AGNC Investment Corp. - Deposit vs ARMOUR Residential REIT, Inc. — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-01 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — AGNCZ scores higher on quality with 7.0/10 vs ARR's 6.8/10. AGNCZ trades at $25.42 while ARR trades at $17.13. Both analyzed daily using SEC EDGAR data across 13 institutional models.

AGNCZ

REIT - Mortgage
AGNC Investment Corp. - Deposit
Quality
7.0
out of 10
Value Trap
6
SAFE
Price
$25.42
Last close
Models
12/13
Active
VS

ARR

REIT - Mortgage
ARMOUR Residential REIT, Inc.
Quality
6.8
out of 10
Value Trap
6
SAFE
Price
$17.13
Last close
Models
10/13
Active
AGNCZ
2 models active
Limited to 2/13 visible models
ARR
Bayesian DCF sees +0.6% upside
Limited to 2/13 visible models

AGNCZ vs ARR — Fair Value Comparison

AGNCZ
$0$10$20$30 Price$25.42 Bayesian …$7.26 (-71.4%) Earnings …$2.93 (-88.5%)
ARR
$0$7$14$20 Price$17.13 Bayesian …$17.23 (+0.6%) Earnings …$2.45 (-85.7%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType AGNCZ Fair ValueAGNCZ Upside ARR Fair ValueARR Upside
Bayesian DCF Intrinsic $7.26 -71.4% $17.23 +0.6%
Earnings Power Value Intrinsic $2.93 -88.5% $2.45 -85.7%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

AGNCZ vs ARR — Which Stock Is More Undervalued in 2026?

AGNCZ scores higher with a 7.0/10 quality rating vs ARR's 6.8/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do AGNCZ and ARR Valuations Compare?

At $25.42, AGNCZ trades +71.4% above its Bayesian DCF fair value of $7.26, while ARR at $17.13 trades +0.6% below its estimate of $17.23. AGNCZ shows a wider gap between price and intrinsic value.

Quality of Company: AGNCZ vs ARR

AGNCZ earns a Quality of Company score of 7.0/10 compared to ARR's 6.8/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: AGNCZ vs ARR

AGNCZ carries a SAFE value trap risk (6/100) while ARR shows SAFE risk (6/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.

Both in REIT - Mortgage

Both AGNCZ and ARR operate in REIT - Mortgage, which has 14 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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