Is AGM or AXP more undervalued in 2026?

CirclFi compares Federal Agricultural Mortgage C (AGM) and American Express Company (AXP) using 13 institutional-grade valuation models. AGM has a Quality of Company score of 7.1/10 while AXP scores 9.1/10.

Which is a better buy — AGM or AXP?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do AGM and AXP valuations compare?

AGM at $179.50 and AXP at $315.12 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

AGM vs AXP Valuation Comparison 2026 — Intrinsic Value Analysis

AGM

Credit Services

Federal Agricultural Mortgage C

Quality

7.1

out of 10

Value Trap

SAFE

Price

$179.50

Last close

Models

6/13

Active

AXP

Credit Services

American Express Company

Quality

9.1

out of 10

Value Trap

—

Price

$315.12

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	AGM Fair Value	AGM Upside	AXP Fair Value	AXP Upside
Bayesian DCF	Intrinsic	—	—	$266.36	-15.5%
Earnings Power Value	Intrinsic	—	—	$129.77	-58.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$798.60	+344.9%	$1374.55	+336.2%
ML-RIV	Intrinsic	$525.24	+192.6%	$399.56	+26.8%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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AGM vs AXP — Which Stock Is More Undervalued?

AXP scores higher with a 9.1/10 quality rating vs AGM's 7.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Federal Agricultural Mortgage C (AGM) and American Express Company (AXP) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

AGM currently trades at $179.50 with a QOC of 7.1/10, while AXP trades at $315.12 with a QOC of 9.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).