AFYA vs DAO

Afya Limited vs Youdao, Inc. — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — AFYA scores higher on quality with 8.8/10 vs DAO's 8.3/10. AFYA trades at $14.40 while DAO trades at $11.57. Both analyzed daily using SEC EDGAR data across 13 institutional models.

AFYA

Education & Training Services
Afya Limited
Quality
8.8
out of 10
Value Trap
Price
$14.40
Last close
Models
12/13
Active
VS

DAO

Education & Training Services
Youdao, Inc.
Quality
8.3
out of 10
Value Trap
5
SAFE
Price
$11.57
Last close
Models
11/13
Active
AFYA
Earnings Power Value sees +74.8% upside
Limited to 2/13 visible models
DAO
Quality Score 8.3/10 — top tier
Limited to 2/13 visible models

AFYA vs DAO — Fair Value Comparison

AFYA
$0$10$20$30 Price$14.40 Bayesian …$16.04 (+11.4%) Earnings …$25.17 (+74.8%)
DAO
$0$5$9$14 Price$11.57 Bayesian …$0.63 (-94.6%) Earnings …$3.53 (-69.5%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType AFYA Fair ValueAFYA Upside DAO Fair ValueDAO Upside
Bayesian DCF Intrinsic $16.04 +11.4% $0.63 -94.6%
Earnings Power Value Intrinsic $25.17 +74.8% $3.53 -69.5%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

AFYA vs DAO — Which Stock Is More Undervalued in 2026?

AFYA scores higher with a 8.8/10 quality rating vs DAO's 8.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do AFYA and DAO Valuations Compare?

At $14.40, AFYA trades +11.4% below its Bayesian DCF fair value of $16.04, while DAO at $11.57 trades +94.6% above its estimate of $0.63. DAO shows a wider gap between price and intrinsic value.

Quality of Company: AFYA vs DAO

AFYA earns a Quality of Company score of 8.8/10 compared to DAO's 8.3/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: AFYA vs DAO

Review the value trap analysis for both AFYA and DAO to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Education & Training Services

Both AFYA and DAO operate in Education & Training Services, which has 42 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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