ACVA vs CRMT

ACV Auctions Inc. vs America's Car-Mart, Inc. — Valuation Comparison 2026

ACVA

Auto & Truck Dealerships
ACV Auctions Inc.
Quality
6.5
out of 10
Value Trap
37
LOW
Price
$6.31
Last close
Models
10/13
Active
VS

CRMT

Auto & Truck Dealerships
America's Car-Mart, Inc.
Quality
6.3
out of 10
Value Trap
30
LOW
Price
$12.84
Last close
Models
8/13
Active

Model-by-Model Comparison

ModelType ACVA Fair ValueACVA Upside CRMT Fair ValueCRMT Upside
Bayesian DCF Intrinsic $4.88 -22.6% $61.65 +419.0%
Earnings Power Value Intrinsic — — $63.10 +396.5%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $13.47 +113.4% — —
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%
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ACVA vs CRMT — Which Stock Is More Undervalued?

ACVA scores higher with a 6.5/10 quality rating vs CRMT's 6.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing ACV Auctions Inc. (ACVA) and America's Car-Mart, Inc. (CRMT) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

ACVA currently trades at $6.31 with a QOC of 6.5/10, while CRMT trades at $12.84 with a QOC of 6.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).

ACVA
View Full ACV Auctions Inc. Analysis →
CRMT
View Full America's Car-Mart, Inc. Analysis →