What Is Stewart Information Services Co (STC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Stewart Information Services Co's intrinsic value is estimated at a composite fair value of $71.61. Trading at $69.46, the stock is approaching fair value or slight overvaluation (implied return of +3.1%), as 7 of 12 models suggest limited further upside. The most optimistic model, Markov DDM, places fair value at $231.12 (+232.7%), while Sentiment SOTP — the most conservative — estimates $31.62 (-54.5%). This +287.2% gap reflects genuine analytical uncertainty about Stewart Information Services Co's intrinsic worth.
What Do the Models Say About STC?
12 of 13 models are currently active for STC. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates STC's intrinsic value at $91.48, implying +31.7% upside from the current price. See which stocks rank higher →
How Does STC Rank in Title Insurance?
Among 4 Title Insurance stocks, STC ranks #4 by Quality of Company score. CirclFi's QOC score of 8.0/10 evaluates 32 fundamental signals. A score of 8.0 indicates above-average quality.
Stewart Information Services Co's positioning within the Title Insurance segment means that expense ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including investment income yield — shape both the opportunity set and risk profile.
Is STC a Value Trap?
CirclFi's Value Trap algorithm assigns STC a score of 33/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Stewart Information Services Co. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Stewart Information Services Co scores 8.0 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +287.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every STC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across STC's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →