What Is Equifax, Inc. (EFX) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Equifax, Inc.'s intrinsic value is estimated at $115.04, suggesting the stock is overvalued at its current price of $172.62. With 11 out of 12 models flagging downside (-33.4% average return), the market may be pricing in unsustainable growth. Model dispersion is worth noting: First Chicago targets $257.76 (+49.3%), versus EROIC at $35.31 (-79.5%). This +128.9% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.
What Do the Models Say About EFX?
12 of 13 models are currently active for EFX. Of these, 1 model suggests upside while 11 models suggest overvaluation. The Bayesian DCF estimates EFX's intrinsic value at $117.96, implying -31.7% downside from the current price. See which stocks rank higher →
How Does EFX Rank in Services-Consumer Credit Reporting, Collection Agencies?
Among 4 Services-Consumer Credit Reporting, Collection Agencies stocks, EFX ranks #1 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places EFX in the top tier.
Within the Services-Consumer Credit Reporting, Collection Agencies space, Equifax, Inc. competes in an environment where deposit growth often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is EFX a Value Trap?
CirclFi's Value Trap algorithm assigns EFX a score of 13/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Equifax, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Equifax, Inc.'s fundamental quality profile registers 8.6/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +128.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every EFX valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across EFX's 12 active models, average confidence is 53%. Moderate confidence indicates reasonable fit.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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