WSBC vs WSBK

WesBanco, Inc. vs Winchester Bancorp, Inc. — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — WSBC scores higher on quality with 8.3/10 vs WSBK's 7.3/10. WSBC trades at $34.57 while WSBK trades at $12.72. Both analyzed daily using SEC EDGAR data across 13 institutional models.

WSBC

Banks - Regional
WesBanco, Inc.
Quality
8.3
out of 10
Value Trap
20
SAFE
Price
$34.57
Last close
Models
11/13
Active
VS

WSBK

Banks - Regional
Winchester Bancorp, Inc.
Quality
7.3
out of 10
Value Trap
Price
$12.72
Last close
Models
12/13
Active
WSBC
Quality Score 8.3/10 — top tier
Limited to 2/13 visible models
WSBK
2 models active
Limited to 2/13 visible models

WSBC vs WSBK — Fair Value Comparison

WSBC
$0$14$27$41 Price$34.57 Bayesian …$9.61 (-72.2%) Earnings …$18.13 (-47.6%)
WSBK
$0$5$10$15 Price$12.72 Bayesian …$10.35 (-18.6%) Earnings …$10.18 (-20.0%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType WSBC Fair ValueWSBC Upside WSBK Fair ValueWSBK Upside
Bayesian DCF Intrinsic $9.61 -72.2% $10.35 -18.6%
Earnings Power Value Intrinsic $18.13 -47.6% $10.18 -20.0%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

WSBC vs WSBK — Which Stock Is More Undervalued in 2026?

WSBC scores higher with a 8.3/10 quality rating vs WSBK's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do WSBC and WSBK Valuations Compare?

At $34.57, WSBC trades +72.2% above its Bayesian DCF fair value of $9.61, while WSBK at $12.72 trades +18.6% above its estimate of $10.35. WSBC shows a wider gap between price and intrinsic value.

Quality of Company: WSBC vs WSBK

WSBC earns a Quality of Company score of 8.3/10 compared to WSBK's 7.3/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: WSBC vs WSBK

Review the value trap analysis for both WSBC and WSBK to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Banks - Regional

Both WSBC and WSBK operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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