Is WASH or WNEB more undervalued in 2026?

CirclFi compares Washington Trust Bancorp, Inc. (WASH) and Western New England Bancorp, In (WNEB) using 13 institutional-grade valuation models. WASH has a Quality of Company score of 8.0/10 while WNEB scores 8.1/10.

Which is a better buy — WASH or WNEB?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do WASH and WNEB valuations compare?

WASH at $32.38 and WNEB at $13.32 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

WASH vs WNEB Valuation Comparison 2026 — Intrinsic Value Analysis

WASH

Banks - Regional

Washington Trust Bancorp, Inc.

Quality

8.0

out of 10

Value Trap

SAFE

Price

$32.38

Last close

Models

12/13

Active

WNEB

Banks - Regional

Western New England Bancorp, In

Quality

8.1

out of 10

Value Trap

SAFE

Price

$13.32

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	WASH Fair Value	WASH Upside	WNEB Fair Value	WNEB Upside
Bayesian DCF	Intrinsic	$22.46	-30.6%	$7.80	-41.5%
Earnings Power Value	Intrinsic	$19.20	-40.7%	$7.05	-47.1%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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WASH vs WNEB — Which Stock Is More Undervalued?

WNEB scores higher with a 8.1/10 quality rating vs WASH's 8.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Washington Trust Bancorp, Inc. (WASH) and Western New England Bancorp, In (WNEB) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

WASH currently trades at $32.38 with a QOC of 8.0/10, while WNEB trades at $13.32 with a QOC of 8.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).