Is TRU or VALU more undervalued in 2026?

CirclFi compares TransUnion (TRU) and Value Line, Inc. (VALU) using 13 institutional-grade valuation models. TRU has a Quality of Company score of 7.3/10 while VALU scores 8.6/10.

Which is a better buy — TRU or VALU?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do TRU and VALU valuations compare?

TRU at $71.66 and VALU at $33.20 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

TRU vs VALU Valuation Comparison 2026 — Intrinsic Value Analysis

TRU

Financial Data & Stock Exchanges

TransUnion

Quality

7.3

out of 10

Value Trap

SAFE

Price

$71.66

Last close

Models

12/13

Active

VALU

Financial Data & Stock Exchanges

Value Line, Inc.

Quality

8.6

out of 10

Value Trap

SAFE

Price

$33.20

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	TRU Fair Value	TRU Upside	VALU Fair Value	VALU Upside
Bayesian DCF	Intrinsic	$17.12	-76.1%	$40.09	+20.8%
Earnings Power Value	Intrinsic	$47.45	-33.8%	$10.14	-69.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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TRU vs VALU — Which Stock Is More Undervalued?

VALU scores higher with a 8.6/10 quality rating vs TRU's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing TransUnion (TRU) and Value Line, Inc. (VALU) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

TRU currently trades at $71.66 with a QOC of 7.3/10, while VALU trades at $33.20 with a QOC of 8.6/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).