Is TEM or VSEE more undervalued in 2026?

CirclFi compares Tempus AI, Inc. (TEM) and VSee Health, Inc. (VSEE) using 13 institutional-grade valuation models. TEM has a Quality of Company score of 7.1/10 while VSEE scores 4.4/10.

Which is a better buy — TEM or VSEE?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do TEM and VSEE valuations compare?

TEM at $51.29 and VSEE at $0.18 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

TEM vs VSEE Valuation Comparison 2026 — Intrinsic Value Analysis

TEM

Health Information Services

Tempus AI, Inc.

Quality

7.1

out of 10

Value Trap

SAFE

Price

$51.29

Last close

Models

10/13

Active

VSEE

Health Information Services

VSee Health, Inc.

Quality

4.4

out of 10

Value Trap

WARN

Price

$0.18

Last close

Models

8/13

Active

Model-by-Model Comparison

Model	Type	TEM Fair Value	TEM Upside	VSEE Fair Value	VSEE Upside
Bayesian DCF	Intrinsic	$13.48	-73.7%	$0.04	-75.6%
Earnings Power Value	Intrinsic	$24.20	-53.6%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$9.91	-80.7%	$0.61	+170.3%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%

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TEM vs VSEE — Which Stock Is More Undervalued?

TEM scores higher with a 7.1/10 quality rating vs VSEE's 4.4/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Tempus AI, Inc. (TEM) and VSee Health, Inc. (VSEE) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

TEM currently trades at $51.29 with a QOC of 7.1/10, while VSEE trades at $0.18 with a QOC of 4.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).