SPGI vs TRU

S&P Global Inc. vs TransUnion — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — TRU scores higher on quality with 7.3/10 vs SPGI's 7.3/10. SPGI trades at $417.46 while TRU trades at $73.75. Both analyzed daily using SEC EDGAR data across 13 institutional models.

SPGI

Financial Data & Stock Exchanges
S&P Global Inc.
Quality
7.3
out of 10
Value Trap
31
LOW
Price
$417.46
Last close
Models
12/13
Active
VS

TRU

Financial Data & Stock Exchanges
TransUnion
Quality
7.3
out of 10
Value Trap
12
SAFE
Price
$73.75
Last close
Models
12/13
Active
SPGI
2 models active
Limited to 2/13 visible models
TRU
2 models active
Limited to 2/13 visible models

SPGI vs TRU — Fair Value Comparison

SPGI
$0$164$328$493 Price$417.46 Bayesian …$110.72 (-73.5%) Earnings …$85.06 (-79.6%)
TRU
$0$29$58$87 Price$73.75 Bayesian …$16.16 (-78.1%) Earnings …$46.23 (-37.3%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType SPGI Fair ValueSPGI Upside TRU Fair ValueTRU Upside
Bayesian DCF Intrinsic $110.72 -73.5% $16.16 -78.1%
Earnings Power Value Intrinsic $85.06 -79.6% $46.23 -37.3%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

SPGI vs TRU — Which Stock Is More Undervalued in 2026?

TRU scores higher with a 7.3/10 quality rating vs SPGI's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do SPGI and TRU Valuations Compare?

At $417.46, SPGI trades +73.5% above its Bayesian DCF fair value of $110.72, while TRU at $73.75 trades +78.1% above its estimate of $16.16. TRU shows a wider gap between price and intrinsic value.

Quality of Company: SPGI vs TRU

SPGI earns a Quality of Company score of 7.3/10 compared to TRU's 7.3/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: SPGI vs TRU

SPGI carries a LOW value trap risk (31/100) while TRU shows SAFE risk (12/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.

Both in Financial Data & Stock Exchanges

Both SPGI and TRU operate in Financial Data & Stock Exchanges, which has 13 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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