Is SNFCA or SUIG more undervalued in 2026?

CirclFi compares Security National Financial Cor (SNFCA) and Sui Group Holdings Limited (SUIG) using 13 institutional-grade valuation models. SNFCA has a Quality of Company score of 8.0/10 while SUIG scores 3.3/10.

Which is a better buy — SNFCA or SUIG?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do SNFCA and SUIG valuations compare?

SNFCA at $9.70 and SUIG at $1.60 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

SNFCA vs SUIG Valuation Comparison 2026 — Intrinsic Value Analysis

SNFCA

Finance Services

Security National Financial Cor

Quality

8.0

out of 10

Value Trap

SAFE

Price

$9.70

Last close

Models

11/13

Active

SUIG

Finance Services

Sui Group Holdings Limited

Quality

3.3

out of 10

Value Trap

SAFE

Price

$1.60

Last close

Models

10/13

Active

Model-by-Model Comparison

Model	Type	SNFCA Fair Value	SNFCA Upside	SUIG Fair Value	SUIG Upside
Bayesian DCF	Intrinsic	$19.98	+106.0%	$0.48	-69.9%
Earnings Power Value	Intrinsic	$12.81	+32.1%	—	—
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	—	—	$0.89	-44.5%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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SNFCA vs SUIG — Which Stock Is More Undervalued?

SNFCA scores higher with a 8.0/10 quality rating vs SUIG's 3.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Security National Financial Cor (SNFCA) and Sui Group Holdings Limited (SUIG) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

SNFCA currently trades at $9.70 with a QOC of 8.0/10, while SUIG trades at $1.60 with a QOC of 3.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).