Is RIOT or SCHW more undervalued in 2026?

CirclFi compares Riot Platforms, Inc. (RIOT) and Charles Schwab Corporation (The (SCHW) using 13 institutional-grade valuation models. RIOT has a Quality of Company score of 5.7/10 while SCHW scores 9.5/10.

Which is a better buy — RIOT or SCHW?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RIOT and SCHW valuations compare?

RIOT at $27.74 and SCHW at $85.35 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RIOT vs SCHW Valuation Comparison 2026 — Intrinsic Value Analysis

RIOT

Capital Markets

Riot Platforms, Inc.

Quality

5.7

out of 10

Value Trap

SAFE

Price

$27.74

Last close

Models

13/13

Active

SCHW

Capital Markets

Charles Schwab Corporation (The

Quality

9.5

out of 10

Value Trap

—

Price

$85.35

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	RIOT Fair Value	RIOT Upside	SCHW Fair Value	SCHW Upside
Bayesian DCF	Intrinsic	$9.54	-65.6%	$26.19	-69.3%
Earnings Power Value	Intrinsic	$4.27	-76.9%	$48.07	-43.7%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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RIOT vs SCHW — Which Stock Is More Undervalued?

SCHW scores higher with a 9.5/10 quality rating vs RIOT's 5.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Riot Platforms, Inc. (RIOT) and Charles Schwab Corporation (The (SCHW) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RIOT currently trades at $27.74 with a QOC of 5.7/10, while SCHW trades at $85.35 with a QOC of 9.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).