Is RFL or RLYB more undervalued in 2026?

CirclFi compares Rafael Holdings, Inc. (RFL) and Rallybio Corporation (RLYB) using 13 institutional-grade valuation models. RFL has a Quality of Company score of 4.5/10 while RLYB scores 5.4/10.

Which is a better buy — RFL or RLYB?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RFL and RLYB valuations compare?

RFL at $1.37 and RLYB at $14.46 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RFL vs RLYB Valuation Comparison 2026 — Intrinsic Value Analysis

RFL

Pharmaceutical Preparations

Rafael Holdings, Inc.

Quality

4.5

out of 10

Value Trap

DANGER

Price

$1.37

Last close

Models

10/13

Active

RLYB

Pharmaceutical Preparations

Rallybio Corporation

Quality

5.4

out of 10

Value Trap

SAFE

Price

$14.46

Last close

Models

9/13

Active

Model-by-Model Comparison

Model	Type	RFL Fair Value	RFL Upside	RLYB Fair Value	RLYB Upside
Bayesian DCF	Intrinsic	$0.50	-63.4%	$8.09	-44.1%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$1.80	+31.1%	$17.56	+21.4%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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RFL vs RLYB — Which Stock Is More Undervalued?

RLYB scores higher with a 5.4/10 quality rating vs RFL's 4.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Rafael Holdings, Inc. (RFL) and Rallybio Corporation (RLYB) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RFL currently trades at $1.37 with a QOC of 4.5/10, while RLYB trades at $14.46 with a QOC of 5.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).