Is RFI or RJF more undervalued in 2026?

CirclFi compares Cohen & Steers Total Return Rea (RFI) and Raymond James Financial, Inc. (RJF) using 13 institutional-grade valuation models. RFI has a Quality of Company score of 1.7/10 while RJF scores 8.9/10.

Which is a better buy — RFI or RJF?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RFI and RJF valuations compare?

RFI at $11.34 and RJF at $142.00 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RFI vs RJF Valuation Comparison 2026 — Intrinsic Value Analysis

RFI

Asset Management

Cohen & Steers Total Return Rea

Quality

1.7

out of 10

Value Trap

—

Price

$11.34

Last close

Models

8/13

Active

RJF

Asset Management

Raymond James Financial, Inc.

Quality

8.9

out of 10

Value Trap

SAFE

Price

$142.00

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	RFI Fair Value	RFI Upside	RJF Fair Value	RJF Upside
Bayesian DCF	Intrinsic	$3.00	-73.5%	$242.41	+70.7%
Earnings Power Value	Intrinsic	—	—	$138.49	-2.5%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$10.65	-5.7%	$499.32	+251.6%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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RFI vs RJF — Which Stock Is More Undervalued?

RJF scores higher with a 8.9/10 quality rating vs RFI's 1.7/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Cohen & Steers Total Return Rea (RFI) and Raymond James Financial, Inc. (RJF) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RFI currently trades at $11.34 with a QOC of 1.7/10, while RJF trades at $142.00 with a QOC of 8.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).