Is RDZN or RYAN more undervalued in 2026?

CirclFi compares Roadzen, Inc. (RDZN) and Ryan Specialty Holdings, Inc. (RYAN) using 13 institutional-grade valuation models. RDZN has a Quality of Company score of 4.2/10 while RYAN scores 7.5/10.

Which is a better buy — RDZN or RYAN?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RDZN and RYAN valuations compare?

RDZN at $1.88 and RYAN at $31.85 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RDZN vs RYAN Valuation Comparison 2026 — Intrinsic Value Analysis

RDZN

Insurance Agents, Brokers & Service

Roadzen, Inc.

Quality

4.2

out of 10

Value Trap

LOW

Price

$1.88

Last close

Models

7/13

Active

RYAN

Insurance Agents, Brokers & Service

Ryan Specialty Holdings, Inc.

Quality

7.5

out of 10

Value Trap

SAFE

Price

$31.85

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	RDZN Fair Value	RDZN Upside	RYAN Fair Value	RYAN Upside
Bayesian DCF	Intrinsic	$0.33	-82.6%	$24.76	-22.3%
EROIC Spread	Intrinsic	—	—	$12.12	-62.9%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$2.22	+18.1%	$53.16	+66.9%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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RDZN vs RYAN — Which Stock Is More Undervalued?

RYAN scores higher with a 7.5/10 quality rating vs RDZN's 4.2/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Roadzen, Inc. (RDZN) and Ryan Specialty Holdings, Inc. (RYAN) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RDZN currently trades at $1.88 with a QOC of 4.2/10, while RYAN trades at $31.85 with a QOC of 7.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).