Is PMT or PSA more undervalued in 2026?

CirclFi compares PennyMac Mortgage Investment Tr (PMT) and Public Storage (PSA) using 13 institutional-grade valuation models. PMT has a Quality of Company score of 6.1/10 while PSA scores 8.7/10.

Which is a better buy — PMT or PSA?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PMT and PSA valuations compare?

PMT at $10.46 and PSA at $303.69 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PMT vs PSA Valuation Comparison 2026 — Intrinsic Value Analysis

PMT

Real Estate Investment Trusts

PennyMac Mortgage Investment Tr

Quality

6.1

out of 10

Value Trap

LOW

Price

$10.46

Last close

Models

7/13

Active

PSA

Real Estate Investment Trusts

Public Storage

Quality

8.7

out of 10

Value Trap

SAFE

Price

$303.69

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	PMT Fair Value	PMT Upside	PSA Fair Value	PSA Upside
Bayesian DCF	Intrinsic	$1.56	-87.2%	$258.29	-15.0%
Earnings Power Value	Intrinsic	—	—	$12.05	-96.0%
EROIC Spread	Intrinsic	$3.82	-63.5%	$22.48	-92.6%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PMT vs PSA — Which Stock Is More Undervalued?

PSA scores higher with a 8.7/10 quality rating vs PMT's 6.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing PennyMac Mortgage Investment Tr (PMT) and Public Storage (PSA) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PMT currently trades at $10.46 with a QOC of 6.1/10, while PSA trades at $303.69 with a QOC of 8.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).